What is Jet Ski Insurance?
Owning a jet ski is a lot of fun, but the sport comes with some inherent potential dangers. There are thousands of on-water accidents every year, and many involve personal watercraft. These accidents sometimes result in serious bodily harm, substantial property damage and even death. Jet ski insurance won’t prevent on-water accidents from occurring, but it may provide financial assistance to Massachusetts jet ski owners who are involved in covered accidents.
Jet ski insurance is a specialized form of personal insurance that’s been specifically crafted to meet the needs of jet ski owners. Policies are somewhat similar to car insurance policies at points, but there also are differences between the two.
Who in Massachusetts Needs a Jet Ski Policy?
Most Massachusetts residents who own a jet ski should purchase a jet ski policy for it. Recovering from a single incident could be costly if no coverage is in place, and this is normally the most appropriate type of policy for jet ski owners to purchase.
Residents who own other watercraft, such as sailboats or motorboats, often have similar insurance needs to jet ski owners. Their insurance needs aren’t always completely identical, though, and a traditional boat insurance policy is usually better for insuring these types of watercraft.