What is Dog Walker Insurance?
Professionally walking dogs can be both fun and profitable work, but it’s not without potential risks. After all, being entrusted with the care of someone else’s beloved pet is a significant responsibility. Dog walker insurance policies help dog walkers in Massachusetts from an array of risks they face.
Dog walker insurance policies are specialized commercial policies that have been crafted with dog walkers in mind. Most policies are underwritten as package policies, which means they combine several coverages together to provide robust protection.
Who in Massachusetts Are Dog Walking Insurance Policies Right For?
Broadly speaking, the majority of individuals and businesses that offer professional dog walking services in Massachusetts ought to carry some form of dog walking insurance. Few people in this line of work have no risk exposure, and a single incident could leave even a well-established business financially devastated.
Some specific examples of people and businesses that may need a policy include:
- Business owners who have employees that walk dogs
- Self-employed dog walkers who work full- or part-time
- Individuals who occasionally walk dogs for extra income
- Pet sitters who offer to walk dogs that they watch
Moreover, dog walkers generally shouldn’t wait until their business reaches a certain size before looking at insurance options. Even someone who walks only a few dogs can go through a major incident that destroys their business.